Stray Dog Jumps In Front of Speeding Truck to Save Little Girl

A stray dog from Oklahoma City is being called hero after stepping between a vehicle and a little girl who had stepped off the curb. Appropriately named Angel, the Border Collie was injured in the accident, reports Dave Detling of

A guardian angel
Detling reports that witness Charles Saxton had this to say: “He really was a watchdog. That truck came speeding down. They always do. He saved her life. Saved her from getting hit.”

According to Detling, Angel is currently at the Oklahoma City Animal Welfare Department, where he’s being treated for a fractured leg. OKC Animal Welfare Superintendent, Julie Bank said, “It really shows the power of the human animal relationship. It shows how much animals are really in tune to what we’re all about.” Angel’s surgery will be taken care of by a local vet and he is likely to be adopted by a staffer.

The bond we share with pets is truly something special. Check out more amazing stories:

Heroic Dog Saves Family by Jumping in Front of Bullet >>

Heroic Cat Saves Her Guardian from a Fire >>

Dog Saves Owner from Sharks by Sacrificing Her Own Life >>

Hero Cat Saves Abandoned Baby from Freezing to Death >>

If you have any questions or concerns, you should always visit or call your veterinarian -- they are your best resource to ensure the health and well-being of your pets.

Reviewed on:

Friday, September 25, 2015

Dealing With Insurance

There are a few different costs that you might incur if you hit an animal while driving. Your insurance may or may not assist with these, depending on who is considered at fault and what insurance coverage you have.

Veterinary Care Costs

Veterinary bills for pets can quickly pile up when an animal is hit by a car. A dog's owner is usually the one responsible for deciding on the course of treatment and for covering all the expenses, as it is considered their responsibility to keep their animal from running into traffic.

However, if you cannot locate the owner, the cost could fall on you if you bring the animal to the vet. That’s why, if you hit someone's pet, it’s much better to call animal control or the police. If you do take an injured dog to the vet and are unsure of the dog's owner, speak with the vet to get an idea of what to expect.

Repairs to Your Vehicle

Physical repairs to your car's damage caused by hitting an animal are covered by comprehensive car insurance coverage.   If the animal is a dog or other household pet, the claim could be handled a little differently. In many cases, if you file a comprehensive claim due to hitting a pet, the insurance company will subrogate the claim by going after the animal's owner.

Typically, the dog owner's homeowners insurance policy would pick up such a claim under its liability coverage.   These liability claims usually don't have a deductible. However, a claim filed against a homeowners policy is sure to be surcharged at renewal.

If you do not have comprehensive coverage, you can go directly to the dog owner's home insurance carrier to file a claim for repairs to your vehicle. If you cannot locate the owner, you must have comprehensive coverage on your vehicle for your car insurance to cover the damage.

Heroic Border Collie Jumps In Front Of A Car To Save The Life Of A Child

An Oklahoma City Border Collie has a new lease on life now that residents recognize him as a hero. Nicknamed Angel, short for Guardian Angel, the stray dog saved a little girl from being struck by a car.

‘The little girl was coming off the curb, and the dog stepped out in front of her keeping the car that was coming down through here from hitting her,’ says witness Charles Saxton.

The dog was hit by the car, sparing the little girl’s life. People in the community say they noticed the Border Collie hanging around the neighborhood for the last three weeks. They have no idea who he belongs too.

‘It just showed up,’ Alfredo Carrasco said. ‘Real pretty dog, black and white. I don’t know who he belongs to, but he was real friendly.’ Neighbors were happy to feed the dog since his arrival, but no one had stepped up to take him in. ‘He really was a watchdog,’ Saxton said. ‘That truck came speeding down. They always do. He saved her life. Saved her from getting hit. I don’t know if it would have killed the girl or not, but it mangled the dog pretty bad.’

The dog is now enduring a fractured leg, but fortunately, the vet who will perform surgery on him is covering the costs. Dogs and humans truly have a special bond. Just look at how this dog helped save a child who is not even his owner.

‘It really shows the power of the human-animal relationship. It shows how much animals are really in tune to what we’re all about. Angel really is a hero dog that saved this little girl,’ says OKC Animal Welfare Superintendent, Julie Bank said. Don’t miss this story in the video below.

Stop and Check the Animal

After you've ensured you and anyone else in your car are not hurt, the first thing to do is see how badly the animal is injured.

If you hit an animal, don't flee the scene. State laws vary, but many of them require you to stay and report animal accidents to the authorities, especially if the animal is domestic.

If You Hit a Wild Animal

Collisions between cars and wild animals are quite common, especially during the fall when it's getting darker earlier and animals are migrating. Deer are well-known for darting in front of unsuspecting drivers and causing serious accidents.

Although you typically don't have a legal obligation to report hitting wildlife, it's still humane to check on the animal. If it's alive but injured, it's important to call law enforcement to find out how you can get help. Do not touch the animal or try to assist it yourself—injured wildlife can be aggressive and dangerous.  

If You Hit Someone's Pet

Hitting someone's dog or other pet with your car can be particularly distressing, and it's especially important to assess the animal's condition and, if possible, get in touch with its owner. If you can safely read its tags without endangering yourself, see if you can get the necessary contact information.

Just as with wild animals, it's important to be careful. Wounded animals are unpredictable and can quickly become aggressive. Never try to move an injured pet unless it's absolutely necessary. You could cause more damage to the animal or put yourself in harm’s way.

If you’re on a busy road and need to move a dog or other domestic animal out of harm's way, try placing a blanket or a jacket over the injured pet so you can more safely move it.

Watch the video: Car runs stop sign, hits girl playing in yard

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